The Directors


Frank Cusmano
Founder and Managing Director of The IPS Group

As company founder, Frank’s vision was to create a total solution service for his clients.  His hands-on approach across the entire IPS Group ensures everyone receives a personalised service.

For over 30 years, Frank has been the source of industry-leading financial, investment and insurance advice to his broad range of loyal clients, and continues to drive the vision of being the best financial protection and investment partner possible. 

Possessing exceptional business acumen and an extensive knowledge of the insurance and financial industries, Frank is able to repeatedly deliver out of the ordinary financial planning solutions that empower clients and their businesses to grow and develop.

Having always been a self employed businessman, Frank understands the practical, day-to-day challenges of managing a successful business. His traditional work ethics, combined with his dedicated approach to his clients has allowed the business to grow and develop into a successful and unique service business.

His passion, work ethic and dedication have made Frank an indispensable force to his company, his clients and his community.

Qualifications and memberships

Diploma of Financial Services (Broking)

Qualified Practising Insurance Broker

Member – Australian and New Zealand Institute of Insurance and Finance (ANZIIF)

Certified Insurance Professional

Diploma of Financial Planning Units 1-4

Active member and supporter of the community

Sponsor of Perth Soccer Club, Balcatta Soccer Club and Bayswater Soccer Club.

Benefactor and supporter of numerous sports clubs and charities


Thomas Bucat
Director of IPS Insuring

With over 30 years of experience as a specialised insurance broker, Thomas has become an indispensible source of expertise through his intricate knowledge of the business insurance industry, along with the very latest insurance trends, threats and innovations right across the globe.

Together with his thoroughly professional approach and his commitment to fully understand the technicalities and specifics of each of his clients, Thomas provides highly valued and highly sought-after advice in commercial insurance broking and special risk insurance broking.

Qualifications and memberships

Diploma of Financial Services (Broking)

Qualified Practising Insurance Broker

Member – Australian and New Zealand Institute of Insurance and Finance (ANZIIF)

Certified Insurance Professional


Sal Modica
Director of IPS Accounting

While Sal’s financial services specialisations are accounting, taxation and auditing, it’s his experience and knowledge in business management, HR management and self managed super funds that allow him to offer his clients a more complete and more insightful financial management service.

Sal ensures that part the cornerstone of his service is thorough communication with his clients, and believes that clarity, simplicity and understanding are vital elements of accounting and finance. Sal’s insightful accounting is highly valued by his extensive range of clients, including individuals, trusts, partnerships and companies.

Qualifications and memberships

Bachelor of Business ECU




Kasey Cuff
Senior Broking Manager

Entering the insurance industry in 2003 Kasey brings over 10 years broking experience to the IPS group.

Through the years Kasey’s determination to succeed has seen her progress from Brokers Assistant to her current position as Senior Broking Manager.

 2013 presented a new & exciting challenge for Kasey when she was appointed the State Manager for WA with Westcourt General Insurance Brokers.

The role required utilising her broking skills to provide a high level of support to new & existing Authorised Representative as well as developing and maintaining relationships with both national & local Insurers.

Recently welcomed back to the IPS family Kasey will be using her experience & broking skills to manage a book of clients, making sure our client & business relationships continue to develop and contribute to the overall success & growth of the IPS group.

In addition to this she is also  responsible for overseeing all personnel, compliance, training & procedural functions of IPS Insuring.

Her experience and in-depth knowledge make Kasey a highly valued team member and respected broker.

Qualifications and experience

Diploma of Financial Services (Broking)

Qualified Practicing Insurance Broker

Senior Associate CIP – Australian and New Zealand Institute of Insurance and Finance (ANZIIF)

NIBA mentor article

 Linked In


Salv Todaro
Finance Broker 

With over 30 year’s experience in customer service, managing service & sales team in a number of leading WA financial organisations, Sal brings an intricate knowledge of the finance sector and will be able to offer both the right advice and the ideal solution no matter what your finance broking requirements might be.

With a customer first mantra, supported by values of being hard working, knowledgeable, organised and reliable will ensure that IPS Finance Broker customers will be well looked after.

Qualifications and memberships

Diploma of Finance and Mortgage Broking Management

Certificate IV – Financial Services (Finance / Mortgage Broking)

Diploma in Management

Certificate IV – Business Management

Accredited Mortgage Consultant

Full Member Mortgage & Finance Association of Australia